You should immediately all accidents,
however slight, to the police and your insurance
Companies. The parties involved should exchange
another name, address, license
Number, license plate, insurance, date and time of
Accident, and the names and addresses of witnesses.
Notify your insurance company before you
authorize repairs on your car.
If I am injured as a result of an accident that
was the fault of a family member or friend,
I can collect damages for my injuries without
Action against my family member or friend?
If you are injured in an accident, and an action is
filed, the defendant is the person at fault would be true.
However, many cases are settled without registration
Suit. In any case, any money that you collect
would be from an insurance company because of your injuries
Companies. This applies whether the person
Debt is a family member or a complete stranger.
If you're concerned about the increasing insurance
Prices of a family member or friend by placing a
Claim, you should be aware that insurance premiums
one at-fault driver has already increased since
damage to property. The rate for an at-fault
Riders will climb AO insurance, regardless of whether
the insurance pays $ 5,000 or $ 50,000.
Will I be insured if I am involved in an accident be
while driving someone else car AOS?
Yes, your responsibility for injuries to third parties or for
Damage to other cars are usually covered
through your own insurance. It may not be reporting
For damage to the vehicle you drive Aore unless the
Owner bought Collision coverage.
Can my son or daughter covered under my
Policy, drive someone else car and still AOS
covered by my policy?
Can take a son or daughter someone else, AOS Car
and still be covered by your policy if he or she is a
Residing in your household has an adequate and
Believe that he or she is entitled to use the vehicle
is driven.
If my vehicle is damaged in an accident, the
pays for it?
It depends. If you damage your car in a car
Accident as a result of someone else's negligence, AOS,
then the at-fault driver has auto insurance AO
Responsibility to pay for your property damage.
However, state law requires only $ 5,000 in real estate
Damage coverage in a policy. Therefore, the
at-fault driver can not be sufficient coverage AOs to
pay for the damage to your car. You can protect
by purchasing optional Collision coverage
to do on your own policy for a difference
between the at-fault driver, AOS property
Reporting and the actual damage to your vehicle.
Will my policy pay for a rental car if my car is
damaged?
If you rental car coverage on your own
Insurance, you can rent a car in which
Parameters listed in your policy. If the at-fault
Party assumed liability, insurance
be inclined to ask you with a rental car available
Vehicle for a reasonable period of time.
Who can make the decision to make the change
Car Insurance?
If more than one person insured on your policy,
These people can make the decision
Change in the reporting. But this person, AOS
Decision is not only to bind all of the above
Policy, but also all living relatives in the same